Discover our client case studies highlighting how we have turned challenges into success stories through our unique support and expertise.

Merchandising and shop fitting

France, Swiss, United Kingdom, European Union

A PE Fund acquired a majority stake, requiring: self-financing of the operating cycle and faster payments to group companies producing for it

• Undisclosed debt assignment, Off-balance sheet treatment, French Gaap - Included credit Insurance
• Installation of our ARI Trade solution

Installation of industrial machinery and equipment

France

Unlocking more financing to optimize working capital

• Non recourse contract with delegated TCI
• 5M€ extra financing by obtaining a top-up credit coverage on a strategic customer and mitigating the debtor concentration limit in the factoring programme

Retail sale of cosmetic and toilet articles in specialised stores

France

Recently acquired by a PE fund and needs growth financing: increasing working capital and securing short-term funding

• Factoring Confidential balance assignment programme
• ARI Trade solution deployed to ease the workload on teams and efficiently manage the program

Wholesale of other machinery and equipment

Belgium, Germany, the Netherlands and England

Carve-out from a group acquired by a PE fund seeking financing to support growth and diversify funding sources

• Structured a committed pan-European Factoring and TCI programmes
• IFRS non-recourse contract with delegated TCI

Wired telecommunications services

Belgium, France, Germany, the Netherlands, Portugal, England and the United States

European group aiming to accelerate cash flow conversion

• Structured a committed non-recourse factoring facility supported by a delegated TCI programme
• Implemented our ARI Trade solution to manage Factoring and TCI

Treatment and disposal of non-hazardous waste

France

Investment grade French group looking to diversify sources of funding

• Structured a committed factoring programme with unsecured collection banks accounts
• IFRS non-recourse contract

Manufacture of electric domestic appliances

Spain

New shareholders seeking to optimize existing financing arrangements

• Secured an amendment and extension to an existing recourse programme
• Non-recourse contract

Manufacture of ice cream

The Netherlands

Carve out from a group acquired by a PE fund

• Secured a sustainable financing
• Full-factoring programme

Manufacture of metal structures and parts of structures

France

Set up a new factoring programme to strengthen cash flow position.

• Full factoring programme
• 1st funding in only one month!

Manufacture of pharmaceutical preparations

France

International build-up strategy

• Structured factoring and TCI programmes managing a diversified clients' portfolio (about 10K)
• Installation of our ARI Trade solution to handle both factoring and TCI programmes in a single interface

Regulatory and pharmaceutical advisory services

France

Fast growing Group, with several European entities, needing a global financing agreement to optimize funding and harmonize pricing conditions.

• Transformation of existing financing to undisclosed Factoring programme
• Increase of the facility and harmonization of conditions across geographies
• Installation of our ARI Trade solution to handle Factoring and TCI programmes in a single interface

Manufacture of other fabricated metal products

France

The acquirer of the company which is a carve-out of a French Group wanted to secure the cash oh the newly-autonomous company.

• Implementation of a Factoring programme between signing and closing
• ARI Trade installation to secure the IT part

Agents involved in the sale of timber and building materials

United Kingdom

The client wanted to find a factoring arrangement allowing its 100+ subsidiaries to assign receivables into a unique assignment.

• Non recourse IFRS Off-B/S, with double assignment mechanism and a financing line in size
• Installation of our ARI Trade IT solution to handle all subsidiaries in a single interface

Engineering, technical studies

France

A Private Equity fund bought up the group. The company developped internationally, they need to finance their growth.

• Factoring Confidential balance assignment programme
• IFRS Off-B/S

Hardware and software consultancy

France

The company wanted to finance its growth by securing its cashflow.

• Factoring program with delegated Credit Insurance

Wholesale of pharmaceutical goods

Italy

Company recently bought by a PE firm looking to finance its organic and external growth.

• Structured factoring and TCI programmes
• Installation of our ARI Trade IT solution to handle both factoring and TCI programmes in a single interface

Manufacture of concrete products for construction purposes

France

Already equipped with 2 factoring programmes, the CFO wanted to optimise one scope and replace the lender on the 2nd scope.

• Factoring: New program with better terms for the scope 2 and improvement of the advance rate by reducing reserves on scope 1
• Trade: Improved credit insurance cover

Insulation work activities

United Kingdom

Take-private acquisition by a PE fund using factoring to finance the organic growth and bolt-on acquisitions.

• Structured Factoring and Trade Credit insurance programmes
• Installation of our ARI Trade IT solution to handle both Factoring and TCI programmes in a single interface

Renting and leasing of construction machinery and equipment

France

Need to improve the funding amount.

• Factoring: switch to a different factoring product to ease the program management
• Optimised coverage rate
• IT Installation: our ARI software

Full Factoring

Wholesale of elec. and telecom. equipment

France

Trade credit client with a need to renegotiate his factoring program.

• Contract modified to give Collection and Cash Mandates to the company
• Better pricing conditions & terms

Undisclosed, Inhouse, IFRS off-balance sheet compliant

High-performance polymers, composites and precision metal parts

USA

Onboard the US acquisition to the existing Group factoring programme.

• Factoring programme extended to the US
• ARI Trade implementation

Undisclosed, Inhouse, IFRS off-balance sheet compliant

Service activities incidental to air transportation

USA

• Set up a 100 % US off-balance sheet facility

Undisclosed, Inhouse, IFRS off-balance sheet compliant

Roofing activities

France

An existing contract that doesn't cover all turnover.

• A 2nd factoring program to finance the whole turnover
• Attractive pricing terms

Full Factoring

Digital transformation

France

• Improve financial ratios before closing
• Benefit from a very short-term cash line

Medical device manufacturer for radiology (MRI), 300 clients, €190M turnover

France

Confidential balance assignment programme

IT services specialising in programmatic

Negotiations

• Canada and the UK added to the US policy, at a lower price
• Improved premium rate
• Optimised compensation quota
• Longer claims notification deadlines
• Investigation and surveillance costs revised downwards
  Innovation
• New types of contract, adapted to the complex payment circuits of media buying

English subsidiary of a European glass packaging manufacturer

• Supporting our client in an external growth operation
• Standardisation of contracts between the subsidiary and the Group (Group advised by Fibus in factoring and credit insurance in 6 countries)

IT Consulting & IT services

Germany

IFRS compliant Off-B/S, confidential balance assignment, factor commitment: 3 years