The evolution of factoring over time
20 years of factoring in 10 minutes flat! The leading short-term financing solution for companies in France in 2025, factoring offers tailor-made solutions to SMEs, mid-caps and international groups seeking to finance and secure their activities.
Welcome to On the Road to Factoring, a podcast by Crédit Agricole Leasing & Factoring, featuring Gaëtan du Halgouet, CEO of Fibus.
In 2025, factoring became the leading financing solution in France. But how did this once-niche solution rise to the top across Europe? In this final episode of CAL&F décrypte Season 2, Gaëtan du Halgouet breaks down this remarkable evolution.
Initially popular among Small and Medium-sized Enterprises (SMEs) and Mid-sized Companies (ETIs), factoring has now become a strategic tool for Large Enterprises (LEs). Driven by technological advancements, this once-specialized financing method has gone mainstream, reaching unprecedented volumes—a clear sign of strong customer satisfaction.
In 2025, factoring became the leading financing solution in France. But how did this once-niche solution rise to the top across Europe? In this final episode of CAL&F décrypte Season 2, Gaëtan du Halgouet breaks down this remarkable evolution.
Initially popular among Small and Medium-sized Enterprises (SMEs) and Mid-sized Companies (ETIs), factoring has now become a strategic tool for Large Enterprises (LEs). Driven by technological advancements, this once-specialized financing method has gone mainstream, reaching unprecedented volumes—a clear sign of strong customer satisfaction.
Video version with English subtitles
These articles may interest you
ARi Trade for factoring: increase your factoring financing to 100%!
Factoring: how can you finance faster to finance better? This is the question that ARi Trade answers. Discover the interview with Sacha Benibri and Santiago de Kergommeaux - sales representatives of Fibus Digital - during the AFTE | Treasury Innovation Day to understand how ARi Trade transforms factoring into an even more efficient cash flow lever.
With ARI Trade, financial departments can:
▪ Reduce financing times: automated assignments in 5 minutes.
▪ Maximise their financing: detection of underfinancing to gain up to 15% more liquidity.
▪ Manage their credit insurance in an integrated manner, with an average of +12% coverage.
▪ Gain in efficiency thanks to compatibility with all ERPs, factors and insurers.
With ARI Trade, financial departments can:
▪ Reduce financing times: automated assignments in 5 minutes.
▪ Maximise their financing: detection of underfinancing to gain up to 15% more liquidity.
▪ Manage their credit insurance in an integrated manner, with an average of +12% coverage.
▪ Gain in efficiency thanks to compatibility with all ERPs, factors and insurers.
The evolution of factoring over time
20 years of factoring in 10 minutes flat! The leading short-term financing solution for companies in France in 2025, factoring offers tailor-made solutions to SMEs, mid-caps and international groups seeking to finance and secure their activities.
New signings of Fibus in January 2025
February was marked by strategic financing solutions such as non-recourse and green factoring delivered for companies under LBO in record times across France, Italy, the Netherlands, the United States, and the United Kingdom. This last month, we supported leading companies in joinery, marketing, temporary staffing, and high-performance poly transformation industry.
Fibus demonstrates its ability to tackle complex challenges by:
Fibus demonstrates its ability to tackle complex challenges by:
- Setting up financing through Factoring to optimise cash flow
- Implementing Trade Insurance to securing receivables
- Ensuring ongoing optimisation via dedicated digital solutions
Contact us, so that, together, we can find the best solution for financing your accounts receivable.
Write us